01
Challenge every renewal.
Real Canadian actuarial methodology — pool-charge stripping, IBNR loading, credibility blending, TLR gross-up. The math is shown, not hidden, so you walk into the underwriter conversation defensible by default.
Benefits intelligence · for advisors
The whole client, not just the renewal.
A Canadian-built operating system for independent group benefits advisors. Client books, claims experience, plan-design benchmarks, compliance-ready deliverables — and, when the quote arrives, the line-by-line actuarial math to challenge it.
dashboard.blankit.ca
Canadian. Hosted in Montreal. Data at rest stays in Canada.
Advisor-built. Designed by a benefits advisor with 20+ years in the trenches.
Defensible math. Pool charges, IBNR, credibility, TLR — shown, not hidden.
Your brand. Renewal reports, employee chatbot, and client deliverables ship under your firm — not ours.
By the numbers
5steps
A transparent actuarial sequence — shown line-by-line, never a black box.
6lines
Benefit lines fully modelled: EHC, Dental, STD, LTD, Life, and AD&D.
100%
Hosted in Canada. Carrier PDFs and client data never leave the country.
20yrs +
Of front-line advisor experience built into the methodology.
What it does
Three jobs your practice runs on, now under your name.
02
Run the whole practice.
Client library, renewal pipeline, claims experience tracking, plan-design benchmarks, carrier scorecards, employee chatbots, quote builders, regulation tracker. One surface instead of fifteen tabs.
03
Canadian by design.
Built for Canadian carriers, Canadian benefits, Canadian regulations — including the QPIP and CNESST adjustments most national tools quietly skip.
What you'll see
The surface advisors actually work in.
Employee benefits chatbot
Booklet-grounded Q&A for plan members, white-labelled to the employer.
Critical illness enrolment
Plan members buy supplemental CI coverage in minutes, with carrier-bound rates.
Client-data masking
When support steps in, client identities show as stable Client-XXXX pseudonyms — numbers stay, names never do.
What you get
One surface for every recurring job in the practice.
Renewals
- Renewal pipeline + 12-month calendar
- Carrier-quote analysis with actuarial report
- Renewal history
- Demographic risk profiling
Clients & books
- Client library with booklet storage
- Prospect-to-client pipeline
- Side-by-side booklet diff
Claims & benchmarks
- Claims experience tracking
- Forward claims forecasting
- Plan-design benchmark vs. library
- Carrier scorecard
Deliverables
- 1-page employee benefit summaries
- Ready-to-send client documents
- Pre-canned carrier underwriter emails
- Branded renewal challenge PDF
Employee chatbot
- Booklet-grounded Q&A for plan members
- Per-employer usage reporting
Reference
- Canadian regulation tracker
- Carrier announcements feed
- Quote builder for side-by-side proposals
What support sees
Even we can't see your client list.
When our team steps into your firm to fix a problem, the session is read-only — we can't change a thing — and every client name is replaced by a fixed code: Client-A4F2, never Acme Corporation. Premiums, dates, and carriers stay visible so we can still trace the numbers, but who your clients are never reaches us. See exactly how on the Trust & security page.
Questions
The things advisors ask first.
Still wondering about something? Talk to us — a real person answers.
Is blankit actually Canadian?
Yes — the whole platform runs in Montreal (AWS ca-central-1) and client data stays at rest in Canada. The methodology bakes in Canadian-specific adjustments like QPIP and CNESST that national tools tend to skip.
What makes the renewal math defensible?
Every challenge runs through a transparent five-step actuarial sequence — pool-charge stripping, IBNR loading, trend, credibility blending, and a TLR gross-up — and each step is shown line-by-line in the report you hand the carrier. Nothing is a black box.
Does everything ship under my firm’s brand?
Yes. Renewal reports, client deliverables, and the employee chatbot all carry your firm’s name, logo, and colours — not ours. blankit is the platform; your firm is the face the client sees.
Do I need Salesforce or any specific CRM?
No. Salesforce is optional per firm — manual entry is the default path. Connect it if you have it; skip it if you don’t.
Which carriers and documents does it handle?
blankit reads Canadian carrier renewal PDFs and supporting experience workbooks, normalizes them, and runs the engine line-by-line. The extraction prompt is tuned per carrier as new formats come in.
Can blankit support staff see my client list?
No. When an admin steps into a firm to debug, the session is read-only and client identities are masked to stable pseudonyms. The full detail is on the Trust & security page.
Try it on a live renewal
Bring the next quote that lands on your desk.
Sign up in under a minute. Upload a carrier renewal PDF. Get the defensible counter-number, the methodology footnotes, and the report to send back — in your firm’s branding.